Question: What if I am hospitalized overseas for a period of time that exceeds the termination date of my policy?
Answer: Your medical treatment benefits will continue until the earlier of the date the confinement ends or 31 days after the insurance terminates. Thus, You will be covered while you are in a hospital or need medical evacuation while outside the U.S. for as long as you are confined up to 31 days after your policy ends.
Question: Will my medical treatment benefits continue after I am back in the USA?
Answer: No. Once you are back in the USA there is no coverage on the Excursion and Voyager travel medical plans.
Question on the Voyager Choice plan: Can any current medical Rx and/or medical condition that is ongoing (also called maintenance medical care and maintenance Rx) be covered on this plan?
Answer: No. Any coverage for maintenance medical care and maintenance Rx is not covered.
- Maintenance medical care also includes medications prescribed for chronic and/or long-term medical conditions or Rx taken on an ongoing basis.
- Any drugs, medications, or other substances except as specifically stated in this Plan are excluded. This includes, but is not limited to, items dispensed by a Physician.
- Rx Examples: birth control, heartburn/acid reflux medication or anti-depressants.
- Medical maintenance examples: Needing blood transfusions on a continual basis for diabetes. Any ongoing medical condition or past medical condition that needs to be monitored and/or checked on a regular basis.