Patriot Platinum Travel medical insurance expat Health plan us another favorite travel medical insurance plan of our international health insurance brokerage firm. Good Neighbor Insurance provides this top-end travel medical plan. This travel insurance plan is designed specifically for:
- Travelers wanting first-class medical cover
- Families and individuals going on vacation
- Traveling executives
This Patriot Travel plan has a lot of great benefits that you may need while our overseas. You may view these benefits by going to the brochure here at https://www.overseastripinsurance.com/patriot-platinum-travel-medical-insurance/. Here are a few highlights of these benefits right here all in USD:
- Maximum medical limits from 1M to 8M
- Deductibles (only goes towards the medical benefit) from zero dollars up to 25k
- Family deductible of 3. This means that if, worse case, your family of 5 all need medical attention the worse out of your pocket is 3x the deductible you choose.
- Medical evacuation up to the medical limit you choose
- Emergency reunion of 100k
- Other benefits include identity theft assistance, remote transportation, natural disaster, political evacuation, return of minor children, return of mortal remains, terrorism cover, sports and leisure activities, and many more benefits.
You may also add riders to your Patriot Platinum travel policy. These are extra benefits that you decide you want or do not want.
Here they are:
Citizen Return Rider:
When purchased at the time of application, the Citizenship Return Rider provides temporary medical coverage for non-U.S. citizens returning to their country of citizenship. For U.S. citizens, the rider provides up to 60 days of coverage for brief returns to the U.S. provided you have a current health plan in force and have resided outside the U.S. continuously for the past six months. Coverage for sudden recurrence of pre-existing conditions is excluded if the rider is selected.
Personal Liability Rider:
Provides limited protection where Insured is responsible for Injury or personal property damage to a Third Party during coverage period. For injury to a third party, there is a $2,000 limit after a $100 deductible. For damage to third person property, there is a $500 limit after $100 deductible.
Enhanced AD&D Rider:
This optional coverage is available for the primary insured person only. This coverage is in addition to the Accidental Death and Dismemberment already included in the plans. This rider is available with a minimum purchase of three months of medical and AD&D rider coverage.
Evacuation Plus Rider:
This optional rider is available to insureds up to age 65. It provides coverage for sudden and unexpected medical evacuations for sudden and unexpected medical conditions that are non-life-threatening, and where hospitalization is medically necessary. It also offers coverage for evacuations as a result of a natural disaster. It also provides coverage for evacuations as a result of a natural disaster. This rider must be purchased for a minimum purchase of 3 months regardless of the minimum number of days being traveled.
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Non Life-threatening Medical Evacuation |
Up to a maximum of $50,000 |
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Natural Disaster Evacuation |
Up to a maximum of $10,000 |
Patriot T.R.I.P Lite Rider:
For a small additional premium, you can purchase trip cancellation insurance. This coverage helps protect your travel investment if your trip is cancelled due to unexpected circumstances such as illness or injury to you, a traveling companion or immediate family member; jury duty; job layoff or termination; terrorist incident; or bankruptcy of your airline, cruise line or tour operator. Also included are benefits for travel delay and baggage delay.
Good Neighbor Insurance international specialists are here to help answer any questions you may have. You may reach our team at our toll free number 1-866-636-9100, or call us directly here in Phoenix Metro, Arizona at 480-633-9500. Or you may email us here at .
We wish you many safe travels!
