GeoBlue has three premier international career long term insurance plans called:
- Xplorer Premier – Platinum level coverage worldwide, including unlimited coverage in the U.S.
- Xplorer Essential – Same benefits as the Xplorer Premier but with only coverage outside the U.S.
- Xplorer Select –
- Same full benefits as the Xplorer Essential.
- Only coverage for outside the U.S.
- For U.S. residents who reside overseas for 3 months or longer each calendar year overseas.
- Simple underwriting
- Just 5 yes/no questions
- Must not be pregnant at the time of application
- Must have and keep your U.S. ACA (affordable care act) policy while on the Xplorer Select
- No Rate up
- Answer from the underwriters in less than 72 business hours
- Additional information:
- Maternity not covered option until after 12 months on the policy.
- May add the maternity rider after 12 months on the policy for an additional investment
- Policy is primary when outside the U.S.